The best private health insurance companies in the UK provide medical coverage, including acute treatment costs and elective surgeries. They help provide broader health coverage for private doctors and hospitals as compared to the NHS.
List of the Best Health Insurance Companies In the UK
The UK has over 500 private insurance providers that help avoid the long waiting lines and limited treatments of the NHS. However, we have shortlisted the famous among these based on customer reviews and patient satisfaction scores. These include;
WPA health insurance provider
Western Provident Association is one of the top-reviewed health insurance providers across the United Kingdom. WPA offers various insurance policies and has additional benefits from the NHS, including mental health treatments and cancer coverage.
The complete health policy can be customized and includes;
- Core Plan
- Mid-range Plan
- Comprehensive Plan
Additional covers can be included in each plan to expand the coverage of the insurance. This best insurance policy is the top reviewed and has thousands of customers.
Axa Health
The second largest insurer company in the UK is Axa Health. The insurance policy covers patient treatment costs and day-patient private treatment across more than 250 hospitals in the UK. It offers cover cover, which can be customized to broaden the coverage. The extended core can include patient care, cancer coverage, travel expenses, etc.
Vitality Health
Vitality health insurance in the UK has been providing the top medical coverage for more than 30 years. It has won several prestigious awards owing to the dedication and commitment with thousands of its customers. Vitality offers a Personal Healthcare policy, which can be customized based on the covers you want to add.
Additionally, this health insurance in the UK also offers point rewards upon every logging of healthy activity such as cycling, swimming, exercise, etc. The reward points are utilized for discounts on various partner companies’ products.
BUPA
Bupa is another of the largest insurance companies in the UK for health, which has various hospitals operated under and also provides insurance policies. It has the most expensive comprehensive level policy as well as treatment and care plans. Various treatments and diagnostic tests, such as cancer, are covered under the BUPA health insurance, which is unique to the offerings of NHS. One of the key reasons for this insurance company being the customer choice is its client-friendly policy, including personalization of the covers.
Aviva
Aviva health insurance company has a speedy diagnosis policy. It has two tiers, including the full covers, which comprise all the GP appointments, in-patient expenses, and acute treatments, and the limited covers, which lack some diagnostic tests and treatments. Both covers can be customized to expand their coverage. Aviva Insurance has thousands of active customers across the UK and is among the top-ranked private insurance providers.
Saga
Saga has operated as an insurance company in the UK since 1951 and has more than 27000 active customers. It is an exclusive health coverage for people over 50 years of age. Medical coverage under the policy includes private hospital visits and admission, GP appointments, in and out-patient treatments, and additional cancer coverage. It includes:
- Saga HealthPlan Super
- Saga HealthPlan Secure
- Saga HealthPlan Saver Plus
These plans can be customized as per the intended coverage.
Conclusion
Choosing the best health insurance company in the UK is of paramount importance owing to the expensive medical procedure costs and limited NHS coverage. Opt for the most affordable individual or family insurance plan based on the client’s satisfaction scores and their personalized coverage policy.
FAQs
1. Which is the biggest insurance company in the UK?
Aon Plc is the largest private health insurance company spread across 120 territories and countries, including the UK. It has the biggest workforce of 6000.
2. How much is the health insurance in the UK?
The private health insurance companies have variable policy rates, on average being £86.07 per month. The average cost is based on people between 20 and 70 years old. If you are under 50, your policy will likely be less than the average rate.
3. Is it worth getting private health insurance in the UK?
Private health insurance offers additional treatments and coverage, which is not available under the UK’s NHS health insurance. However, you’re NHS coverage will still be retained even if you choose a private insurance plan.
