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Current Profit/ Interest Rate of Each National Savings Scheme

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The current profit/ interest rate of each scheme of national savings centres are as under:

Name of National Savings Scheme Profit/Interest rate (per annum) applicable from August 28, 2020
Defence Savings Certificates 8.49%
Special Savings Certificates/Accounts 7.77% (Average)
Regular Income Certificates 8.04%
Bahbood Savings Certificates 10.32%
Short Term Savings Certificates 6.60% (03 Months)
6.80% (06 Months)
6.80% (12 Months)
Savings Accounts 5.50%
Pensioners’ Benefit Account 10.32%
Shuhada Welfare Family Account 10.32%
National Prize Bonds 10.00%
Premium Prize Bonds (Registered) 6.79%

Modes of receiving profit payments

The investors of National Savings have multiple options for collection of payments/profits without any risk of carrying hard cash or paying personal visit to the concerned National Savings Centers.

The Customers of the Central Directorate of National Savings (CDNS) can receive their profit payments in various modes.

Customers/citizens are not required to visit the NSCs for the sake of receiving profits.

As far as the matter of profit payment is concerned, National Savings has deployed its new Core Business Application in 329 NSCs out of a total of 376 NSCs.

In this automated environment, customers are treated on a fast and efficient track with minimum paperwork involved.

The CDNS is in the process of transformation and restructuring by adopting information technology in its operations.

Mati
Mati-Ullah is the Online Editor For DND. He is the real man to handle the team around the Country and get news from them and provide to you instantly.

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