The current profit/ interest rate of each scheme of national savings centres are as under:
| Name of National Savings Scheme | Profit/Interest rate (per annum) applicable from August 28, 2020 |
| Defence Savings Certificates | 8.49% |
| Special Savings Certificates/Accounts | 7.77% (Average) |
| Regular Income Certificates | 8.04% |
| Bahbood Savings Certificates | 10.32% |
| Short Term Savings Certificates | 6.60% (03 Months) |
| 6.80% (06 Months) | |
| 6.80% (12 Months) | |
| Savings Accounts | 5.50% |
| Pensioners’ Benefit Account | 10.32% |
| Shuhada Welfare Family Account | 10.32% |
| National Prize Bonds | 10.00% |
| Premium Prize Bonds (Registered) | 6.79% |
Modes of receiving profit payments
The investors of National Savings have multiple options for collection of payments/profits without any risk of carrying hard cash or paying personal visit to the concerned National Savings Centers.
The Customers of the Central Directorate of National Savings (CDNS) can receive their profit payments in various modes.
Customers/citizens are not required to visit the NSCs for the sake of receiving profits.
As far as the matter of profit payment is concerned, National Savings has deployed its new Core Business Application in 329 NSCs out of a total of 376 NSCs.
In this automated environment, customers are treated on a fast and efficient track with minimum paperwork involved.
The CDNS is in the process of transformation and restructuring by adopting information technology in its operations.
