The Central Directorate of National Savings (CDNS) has long served the Country as the sole avenue for savings mobilization through government securities called National Savings Scheme (NSS).
The CDNS has fulfilled the exchequer’s internal financial requirements while assuring financial inclusion and extending social security to the marginalized segments of society.
The CDNS holds a portfolio of Rs 3.2 trillion, making it around 14 percent of the Country’s entire banking deposits, and caters to around 03 million customers.
The CDNS is primarily oriented towards providing a safety net to the general public, specifically senior citizens, pensioners, widows, differentlyabled individuals, and the families of Shuhada of war against terror, by launching and maintaining a product mix of NSS, according to customer’s requirements.
In this regard, the directorate has launched two products, i.e., SARWA Islamic Savings Schemes, a Shariah Complaint product, and digital saving schemes with a total net investment of Rs 78.0 billion.
The NSS’s product basket ranges from 3-month Short-Term Savings Certificates (STSC) to 10-year long-term Defence Savings Certificates.
The below are the details of Rates of Return on different NSS Products:
 product basket ranges from 3-month Short-Term Savings Certificates (STSC) to 10-year long-term Defence Savings Certificates.){kind=link}